The Travel Smart Plan Program

You’ve researched your destination, spoken to friends and colleagues, called a Travel Specialist and taken your first steps to creating a lasting memory with Classic Vacations. How do you lock in great pricing while insuring that dream against unexpected surprises or events beyond your control? Classic’s Travel Smart Plan allows you to book travel with confidence.

The Travel Smart Plan combines the advantages of comprehensive travel insurance and Classic’s Change & Cancellation Waiver

The Travel Smart Plan is a comprehensive insurance program that includes trip cancellation, trip interruption, and medical expense coverage as well as worldwide travel assistance services. Classic’s Change & Cancellation Waiver allows you to lock in the price for your vacation as soon as you make the minimum required deposit or cancel your trip for any reason and Classic Vacations will waive supplier cancel fees and refund 100% of the amounts you have paid for hotel, rental car, ground transportation and destination activity reservations. Classic will also waive change fees for those reservations and up to two (2) published air reservation changes. See below for details and restrictions.

Travel Smart Plan Highlights

Comprehensive Travel Insurance Coverage

Classic Change & Cancel Waiver

  • Trip Cancellation Coverage 
    • Cancel your trip up to 48 hours prior to departure for any reason and receive reimbursement up to 75% of published air cost.
    • Cancel your trip any time prior to departure due to a covered reason and receive reimbursement up to 100% of published air cost (maximum $100,000 per person).
  • Trip Interruption Coverage 
  • If your trip is interrupted due to a covered reason, receive reimbursement up to 100% of the cost of the unused portion of your vacation.

    • Pre-Existing Medical Exclusion Waiver 

    When the Travel Smart Plan is purchased within 24 hours of making the initial trip payment, the pre-existing medical condition exclusion under the comprehensive travel insurance policy will be waived.

    • Kids free 

    Children 17 & under will receive coverage under the comprehensive travel insurance policy at no additional cost if all accompanying adults purchase insurance.

    • Concierge Services 

    Receive assistance in making restaurant reservations, arranging ground transportation, booking event tickets, making tee time reservations, arranging floral services and more.

    • Travel Medical & Worldwide Travel Assistance 

    Receive assistance with transfer of funds for on-site medical expenses, telephone interpretation services in major languages, replacement of lost passport and other incidentals, assistance to locate local physicians, dentists or medical facilities, emergency evacuation assistance and 24 hour emergency hotline.

    (See below for limitations and restrictions) 

    • Trip Cancellation 

    In the event of cancellation prior to departure, Classic Vacations will refund 100% of the amounts paid for hotel, rental car, ground transfer, refundable airline reservations and destination activity reservations.

    • Trip Change 

    If a trip is changed prior to departure, Classic Vacations will waive all change fees imposed by car rental companies, ground transfer providers and destination activity suppliers, and up to two (2) change fees imposed by airlines for published fare reservations.

    • Fee Waiver 

    If a trip is changed or cancelled prior to departure, Classic Vacations will waive its own change and cancellation fees.

      • $50 per adult (18+), up to 31 days prior to trip commencement.
      • $100 per adult (18+), 30 days or less prior to trip commencement.
      • Trip commencement shall mean the earliest of the day of departure for itineraries including air travel, the first day of hotel check-in or the date of pick-up for rental car reservations.
    • Price Protection 
      • Classic Vacations will cover any increase in the price of airfare, hotel, rental car, ground transfer or destination activity reservations over the price at the time Classic Vacations receives the minimum required deposit.
      • No coverage for increases in price due to itinerary changes requested by traveler.


    (See below for limitations and restrictions) 


    Comprehensive Travel Insurance Coverage Limitations



    Trip Cancellation for covered reasons (maximum $100,000)

    100% of Insured Published Air Cost

    Trip Cancellation for any reason if cancelled 48 hours or more prior to departure

    75% of Insured Air Cost

    Trip Interruption (maximum $100,000)

    100% of Insured Trip Cost

    Missed Connection $500
    Trip Delay (maximum $150 per day) $1,000
    Baggage and Personal Effects Loss $1,000
    Baggage Delay $500
    Medical Expense $25,000
    Emergency Evacuation & Repatriation $50,000
    Accidental Death & Dismemberment $15,000

    Questions?  If you have questions, please call Travel Guard’s World Service Center.  Representatives are available 24 hours a day, 7 days a week.  1.866.807.7259 (reference 008041 P1-P2 11/12).

    For additional coverage details and restrictions, click here to view the Travel Smart Plan description of coverage document.

    Classic Vacations Change & Cancel Waiver Limitations

    • No refunds or reimbursements for no-shows, missed flights, name changes, lost or stolen tickets, or denied boarding due to late arrival or inadequate travel documentation.
    • No reimbursements for baggage charges.
    • No refunds or reimbursements for unused portions of airfare.
    • No refunds or reimbursements for frequent flier redemptions or redeposit fees.
    • No reimbursement for increases in price due to itinerary changes initiated by traveler, including changes in occupancy for shared accommodations.
    • No reimbursement for loss of discounts associated with shortened hotel stays or failure to adhere to supplier terms and conditions.
    • No reimbursement for the cost of Classic Vacations’ Price Protection and Change & Cancel Waiver.
    • No reimbursement or waiver of fees for destination activities cancelled less than twenty-four (24) hours prior to commencement.
    • No reimbursement for change fees in excess of two (2) changes per person for published or non-refundable air reservations. Classic Vacations will reimburse change fees that are applied when traveler redeems future travel credits with the airline.
    • Traveler must pay price increases resulting from changes in tax rates or supplier surcharges, including fuel surcharges.
    • No refunds for published airfare reservations. In most cases, the full amount of money paid for published air travel will be made available in the form of a credit for future travel, subject to restrictions and limitations imposed by airlines. Airfare credits are typically limited for use by the named ticketed passenger on the same airline for a period of up to one year from the original ticketing date.


    The Classic Vacations Travel Smart Plan includes the Classic Vacations Change & Cancellation Waiver and comprehensive travel insurance offered through Travel Guard Group, Inc., and underwritten by National Union Fire Insurance Company of Pittsburgh, PA with its principal place of business in New York, NY. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Coverage may not be available in all states. Travel assistance services provided by Travel Guard Group, Inc. Notice to New York residents: Residents of the State of New York may purchase the Classic Vacations Change & Cancellation Waiver or the insurance plan independent of each other.

    Click here to view the Travel Smart Plan Program Details  

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