Travel Protection 2023

Travel Smart Plans can help You to book travel with more confidence.

The Travel Smart Plans (consisting of the Platinum Plan, the Gold Plan and the Silver Plan all detailed below) contain the following parts:

• Part A: The Change & Cancel for Any Reason Fee Waiver and Price Protection Guarantee provided by Classic Vacations, LLC.
• Part B: Travel Insurance benefits underwritten by United States Fire Insurance Company and Non-Insurance Services provided by Generali Global Assistance, FootprintID, and Blue Ribbon Bags.

Travel Smart Plans Highlights

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Part A: The Change & Cancel For Any Reason Fee Waiver and Price Protection Guarantee of this Part A are provided by Classic Vacations.

 

* Not to exceed a Maximum Amount Per Reservation of:

$50,000 (Platinum) , $25,000 (Gold) , or $15,000 (Silver)

CHANGE & CANCEL FOR ANY REASON FEE WAIVER DETAILS

 

The Change & Cancel For Any Reason Fee Waiver allows you to change or cancel your Classic Vacations contract air and land arrangements before your scheduled departure for any reason.  Under the Change & Cancel For Any Reason Fee Waiver, Classic Vacations will waive any penalties or fees to change or cancel your reservation up to the Per Reservation Maximum Amount.  

Please Note: The Change & Cancel For Any Reason Fee Waiver is subject to the following terms and conditions:

• Does not apply to other travel arrangements not booked by Classic Vacations.
• Does not apply to non-refundable airfare reservations booked through Classic Vacations. In most cases, the full amount of money paid for nonrefundable air travel will be reimbursed by the airline in the form of a credit for future travel, subject to restrictions and limitations imposed by airlines. Airfare credits are typically limited for use by the named ticketed passenger on the same airline for a period of up to one year from the original ticketing date.
• Supplier change or cancel fees for each trip component booked through Classic Vacations are reimbursed on a one-time only basis including negotiated air cancellation fees, with the exception of non-refundable air reservations for which two (2) change fees per person are allowed.
• No-shows, missed flights, lost or stolen tickets, or denied boarding due to late arrival or inadequate travel documentation are not covered.
• No reimbursement or waiver of fees for names changes, unless it is within 24 hours of booking.
• No reimbursements for airline imposed baggage charges or fees.
• No refunds or reimbursements for unused airfare segments.
• No refunds or reimbursements for frequent flier redemptions or redeposit of fees.
• No reimbursement for increases in price due to itinerary changes initiated by you, including changes in occupancy for shared accommodations.
• No reimbursement for loss of discounts associated with shortened hotel stays or failure to adhere to supplier terms and conditions, such as minimum stay requirements.
• No reimbursement or waiver of fees for destination activities cancelled less than forty-eight (48) hours prior to the scheduled activity.
• You must pay any price increases resulting from changes in tax rates or supplier surcharges, including fuel surcharges.
• No reimbursement for change or cancellation fees or prepaid additional costs resulting from schedule changes, airline strikes or insolvency/cessation of operations for any reason unless the change/cancellation is within 24 hours of bookings.
• All requests for reimbursement must be made within the twenty four (24) month period from the date of purchase of the Change & Cancel For Any Reason Fee Waiver.
• No reimbursement for the cost of the TSP Travel Protection Plans (after the free look period), including the Change & Cancel For Any Reason Fee Waiver and Price Protection Guarantee.
• In order to qualify for cancellation reimbursement under the Change & Cancel For Any Reason Fee Waiver, you must cancel your entire Classic Vacations trip.

The Change & Cancel For Any Reason Fee Waiver is provided by Classic Vacations, is not an insurance benefit and is not underwritten by United States Fire Insurance Company. Terms vary by state. 

PRICE PROTECTION GUARANTEE DETAILS

Classic Vacations will reimburse any increase in the price of airfare, hotel, rental car, ground transfer or destination activity reservations over the price at the time Classic Vacations receives the minimum required deposit. This does not apply to increases in price due to itinerary changes requested by you. 

Please Note: The Price Protection Guarantee is subject to the following terms and conditions:

• No reimbursement for increases in price due to itinerary changes initiated by you, including changes in occupancy for shared accommodations.
• No reimbursement for loss of discounts associated with shortened hotel stays or failure to adhere to supplier terms and conditions, such as minimum stay requirements.
• You must pay price increases resulting from changes in tax rates or supplier surcharges, including fuel surcharges.

This Price Protection Guarantee is provided by Classic Vacations, is not an insurance benefit and is not underwritten by United States Fire Insurance Company.

For residents of Washington, New York, Missouri and Minnesota only: Part A may be purchased separately from Part B of the Platinum Travel Smart Plan. 

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Part B: The Travel Insurance Benefits of this Part B are provided by United States Fire Insurance Company.

Benefit Highlights:

WAIVER OF PRE-EXISTING MEDICAL CONDITION EXCLUSION

When the Plan is purchased within 10 days of the date that Your initial Payment or Deposit for Your Trip is received by Classic Vacations, then the Pre-Existing Conditions Exclusion will be waived, provided You are medically able and not disabled from travel at the time Your plan cost is paid based on assessment of a Physician.

TRIP CANCELLATION BENEFIT (Applies to Platinum Plan and Gold Plan Only)

If You cancel Your Trip prior to your scheduled departure due to a Covered Reason, You may receive reimbursement of the unused, forfeited, prepaid non-refundable Payments or Deposits for the non-refundable air travel arrangements you purchased for your trip. 

CANCEL FOR ANY REASON BENEFIT (Applies to Platinum Plan Only)

If You cancel Your Trip for any reason two (2) days or more before Your Scheduled Departure Date, You may receive reimbursement of up to 75% of the unused, forfeited, prepaid non-refundable Payments or Deposits You paid for your Trip, , provided Your payment for this Plan has been received within 10 days of the date Your initial Payment or Deposit for Your Trip is received, and that You insure 100% of the Prepaid Trip costs that are subject to cancellation penalties or restrictions.

All benefits are subject to full terms, conditions, and limitations of the plan; please review your plan document for complete details.

 

 

Non-Insurance Services:

24/7 WORLDWIDE MEDICAL & TRAVEL ASSISTANCE SERVICES

Receive assistance with transfer of funds for on-site medical expenses, telephone interpretation services in major languages, replacement of lost passports and other incidentals, assistance to locate local physicians, dentists or medical facilities, Emergency Evacuation assistance and 24-Hour emergency hotline.

BLUE RIBBON BAGS

Blue Ribbon Bags (BRB) provides a service that will track and expedite the return of your delayed airline baggage, beginning when the destination flight lands.  The information from BRB will come faster and more accurate than any other source, including from the airline.  Blue Ribbon Bags covers EVERY flight, on EVERY airline, everywhere in the world.

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Information You Need To Know:

Part A Disclaimer: We reserve the right to not offer this on a particular booking.  Your reservation agent will relay any restrictions that may apply.  In order to qualify for cancellation reimbursement, you must cancel your entire Classic Vacations trip. To review full plan details online, go to: www.tripmate.com/wpUF287P, www.tripmate.com/wpUF287G or www.tripmate.com/wpUF287L.

This advertisement contains highlights of the plan, which includes travel insurance coverages underwritten by United States Fire Insurance Company under form series T7000 et. al, T210 et. al and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2022. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non-insurance Travel Assistance Services provided by Generali Global Assistance, FootprintID®, and Blue Ribbon Bags, as well as a non insurance change and cancel for any reason fee waiver and price protection guarantee provided by Classic Vacations. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan including an exclusion for pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/agent and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. Your travel retailer maybe compensated for the purchase of a plan. CA DOI toll free number: 800-927-4357. Plan cost includes the plan premium and a fee for non-insurance assistance services. View plan details and important disclosures: www.tripmate.com/wpUF287P, www.tripmate.com/wpUF287G or www.tripmate.com/wpUF287L. You may obtain information on the plan fees by emailing assistancefees@tripmate.com. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Trip Mate. Trip Mate Inc. (dba Trip Mate Insurance in CA and UT) P.O. Box 527, Hazelwood, MO 63042, 1-844-207-1929, claimssupport@travelclaimsonline.com. CA license # 0805270.